Protecting your home in today's environment is a challenge. Falling property values are conflicting with rising costs of construction. Many companies are no longer offering insurance on Long Island, the Five Boroughs of New York City, and Westchester. Rates for Upstate New York are increasing because of the increases in storms over the pasy few years.
We are here to help. We are working with A rated carries who offer competive rates, and the coverage you need. Whether you own a home, mobilehome, condominium, co-op, or rent an apartment, we have the right product for you.
If you went through your home - and counted up the value of your belongings, you would probably be amazed at the total worth. Many items in your home may not be covered by a typical insurance policy due to limitations on your policy.
When shopping for property insurance, you need to ask yourself the following questions:
In case of a loss, is your home covered for the full replacement value?
Would you receive the current value of your personal property or depreciated value?
Do you have valuable items, which need special coverage?
Are you covered in case of a flood?
Do you have enough liability coverage?
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